Repo’s – Where to find Utah Community Credit Union Repo’s.

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Where to find Utah Community Credit Union Repo’s.

As per information on their website, “Utah Community Credit Union is an organization rooted in the credit union philosophy of “people helping people” and built on traditional values of commitment to outstanding service, respect for others, and fiscal responsibility. We hold ourselves to the highest standards of honesty, professionalism, and integrity and are committed to achieving excellence in operations, products, and member service.

With consistent and reliable service delivery, we create trusting relationships with our members. We are a member-centric organization. Our decisions at all levels are based on what is in the best interest of the member, while maintaining a financially strong and stable organization.

The philosophy driving our team-oriented staff really is to help members “reach their financial goals.The credit union now serves anyone who lives, works, worships, or attends school in Utah, Wasatch, Juab, or Sanpete Counties”.

Utah Community Credit Union has an extensive history serving customers in Utah county since 1955.  They have a large presence throughout Provo, Lehi, American Fork, and Saratoga Springs.  Since their inception Utah Community Credit Union has been on the vanguard in auto and home financing in Utah County and other areas within the State.  With their large client base and capacity to lend they also incur some risk with defaulted auto and home loans.  Utah Community Credit Union has turned this negative into a positive.  They have devoted a couple pages on their website to offer these repossessed credit union cars and real estate to the public.  A lot of banks will simply send these bank owned properties to auctions where they typically will only get .30 cents on the dollar to cover losses.  Credit unions like UCCU can oftentimes  get up to .60 on the dollar by selling the vehicles and homes themselves to the public.  Not all credit unions have adopted this method for recovering loan losses, but for those that don’t Utah Community Credit Union a great example of what works.  Not only do they offer a concise list of bank owned vehicles ranging from cars, ATV’s, RV’s, boats, as well as Utah real estate, but they also use their site to capture the loan services back from potential buyers by having links to their low auto loan rates.  UCCU offers a detailed description on all of their repossessions, so that the buyer will be well informed prior to viewing the vehicles.  They have established time frames for buyers to inspect and test drive the repo’s as well.  Utah Community Credit Union has designed a completely different page dedicated just to real estate repossessions (REO’s).  that mirrors the auto sales page, but also includes contact information for their real estate specialist for questions.

For Utah car buyers who want to search their credit union repo’s they are listed for sale on the-Utah Community Credit Union repo’s list.

When purchasing from a credit union many people are pleasantly surprised at how simple the process is.  After all, credit unions work with home and car buyers every day and won’t have any problem guiding you through the repo buying process.  Utah Community Credit Union’s repo list is truly an all-in-one place for bargain hunting car and home buyers.

If you happen to find a credit union repossession at UCCU be sure to contact them as soon as possible.  A representative from Utah Community Credit Union can to guide you through the necessary steps to secure your purchase.  It’s important to note that repossessions are typically sold “as-is”.  You’re always encouraged to talk to a trusted expert who can make sure you are purchasing a reliable vehicle.