Category Archives: Repo Bikes

repo bike

What are the Benefits of Buying a Repossessed Motorcycle

Driving a motorcycle is a definite way to get an adrenaline rush and feel happy, especially on the freedom of an open road. Aside from this, motorcycles are appealing because they allow bikers to ride together for a sense of camaraderie. Every twist and turn makes for an exhilarating experience. No wonder why people are willing to take their motorcycles halfway across the country for exciting excursions!

On average, motorcycles range in price from $5,000 to $10,000, though some cost a lot more! You can save a lot of money by buying a used bike. But not just any used bike – a repossessed bike. 

What is a Repossessed Motorcycle? 

A repo motorcycle is one that has been taken from its previous owner because they did not keep up with their payments. Many people finance their motorcycles, especially if they’re spending more than $10,000. When they sign the paperwork, they’re agreeing to make the payments on time. If they don’t, the lender can take the motorcycle away. 

You’ll be happy to know that most of the repo motorcycles that RepoFinder lists are more expensive. When a bike only costs a few thousand dollars, most people will pay in cash. But for those that are $20,000 and over, people typically finance their purchase. If they can no longer afford the payments, it puts the bike at risk for being taken away. 

RepoFinder offers a directory of banks and lenders in all 50 states that have repo inventory for sale. Click on your state and see which lenders have repossessions available. They are highly motivated sellers that are often willing to negotiate. This is how you can get a great deal on a high-end motorcycle! 

What are the Benefits of Buying a Repo Motorcycle? 

There are many advantages to buying a repossessed bike: 

  • Trustworthy lenders. If you’ve looked at the used motorcycle market before, you probably know how difficult it is to find a trustworthy seller. Hidden defects and dishonesty are unfortunately common. But lenders are open and upfront. They might not know everything about the bike, but they won’t lie about things. 
  • Lower prices. Repossessed bikes typically cost a fraction of the price of a new motorcycle.
  • Easy financing. A huge perk to buying a repo motorcycle from a bank or credit union is that they also provide financing. You can also negotiate for a better price and lower monthly payments. 
  • Good condition. You can often find motorcycles in mint condition from repo sellers. They tend to be higher priced models and this is why the owner could no longer afford them. 

If you’re interested in repossessed motorcycles, visit Click on your state, or a state near you, to browse the bikes available. Check back often, as lenders get motorcycles all the time, and we update our lists accordingly. 

motorcycle riding

6 Tips for Buying Your First Used Motorcycle

Whether you’ve made up your mind about buying a motorcycle, or you’re still on the fence about it, there are important things you’ll want to consider. Purchasing your first motorcycle should be an exciting adventure – not a stressful one. But because it’s a big purchase, it’s normal to feel a bit overwhelmed.

Fortunately, there are ways to reduce stress, enjoy the experience and walk away with the bike you’ve been dreaming of. Below are six tips for buying your first motorcycle. 

1. Take a Motorcycle Safety Class

Before buying your first bike, it’s recommended to complete a Motorcycle Safety Foundation (MSF) course. In fact, most states require riders to take an approved motorcycle safety course before getting their license or permit. These courses are typically free and open to anyone 16 years of age and older. 

2. Consider Motorcycle Insurance 

Just as when you bought your first car, you’ll need to consider the additional costs of becoming a motorcycle owner. Most states require motorcycle insurance, which will protect you if you’re responsible for causing personal injuries or property damage. It can also provide coverage for your bike. Riders typically pay between $60 and $75 a month, though premiums can be much higher. 

3. Find a Bike that Fits You 

There are many different types of motorcycles available such as standard, cruiser, touring, sports, off-road and dual purpose. In addition to the various types of bikes, there are also many features that you can pick from like an adjustable seat, adjustable steering wheel, hazard lights, rear lift prevention and more. 

Learn about the different types of bikes and their features so that you can make an informed decision. For example, sports bikes are ideal for riding at high speeds, while cruisers are good for long trips. Some of the best motorcycle brands for beginner rides are Yamaha, Suzuki, Kawasaki, Triumph and Honda. 

4. Avoid Going Overboard on Power 

The average bike has more power than a lot of experienced riders need, so you don’t have to go overboard. Experts recommend sticking to the 500cc-and-under class or small-to-medium displacement bikes. If you really like motorcycle riding and want to move up, you can then trade your motorcycle in. But chances are, you won’t need that much power. 

5. Seat Height and Bike Weight 

As a new rider purchasing your first bike, you’ll want to pay attention to the seat height and bike weight. You’ll be most comfortable being able to plant both feet on the ground, especially if the bike is heavy. The weight of a bike typically goes with its displacement, though that’s not the case for every bike. Try to choose a weight that you’re comfortable handling. 

6. Shop Around for the Best Deals 

There are many places where you can buy a motorcycle – a dealership, private seller or repo seller. There are pros and cons to each. RepoFinder offers a huge list of repossessed motorcycles that you can browse through. These bikes have been repossessed from their previous owners and are now available for purchase.

The benefit in buying a repo motorcycle is that you get to enjoy significant savings. This is great for new riders, as you may not be sure whether you really want to invest that much into riding just yet. An inexpensive repo will allow you to get your feet wet. Find a motorcycle that meets your needs and budget on RepoFinder! 



Tips for Buying a Motorcycle Out of State

What happens when you fall in love with a motorcycle – but it’s out of state? This is a common scenario now that more people are shopping for vehicles online. Not only is shopping online more convenient, but also it opens up a much wider selection than what you would have in your local area. 

However, buying a motorcycle in a different state can be tricky. This doesn’t mean it can’t be done, but it does mean that you’ll have to sort out a few details before you commit to buying the bike. Let’s explore some tips to help you in your search! 

Make Sure the Seller is Legit 

The first consideration about buying a motorcycle out of state is the seller. Are they credible and trustworthy? Here are some of the ways you can tell who you’re working with. 

  • Establish good communication. A solid line of communication is essential. Pay attention to how long it takes the seller to respond and the manner in which they speak to you.
  • Ask the right questions. You’re making a big investment, so don’t be afraid to ask questions such as how many people have owned the motorcycle, if it has been involved in an accident and if it comes with a clean title. 
  • Speak over the phone. FaceTime works as well. If the seller only wants to text or email, this is a red flag. 

Go See the Motorcycle or Have it Inspected 

It’s always ideal to go and see a motorcycle before buying it, and test drive it if you can. A lot of people fly or drive a rental car to see the bike and then drive it back. You can also drive a trailer and haul the bike back. 

If this doesn’t work for you, pay a mechanic to inspect the motorcycle on your behalf and let you know if it meets the seller’s description. If you do decide to hire a mechanic, you can have the motorcycle shipped to you. Average costs are around $500. 

Gather the Necessary Paperwork 

Before agreeing to buy the bike, check the VIN number and plates. Ask to see the title. Cover all of your bases so that you know you’re getting a legit motorcycle in good condition. 

In terms of payment, you might find it best to work with an escrow service. These third party services will protect your money from fraud. It’s also possible that the seller may accept financing. Never send any bank information or money over a direct wire transfer. 

RepoFinder: The Safer Way to Buy Used Motorcycles 

RepoFinder is the largest bank repo list in America. We continuously get used motorcycles being sold from banks and credit unions at affordable prices. You can narrow your search down to motorcycles in your state, or you can open up your search. At least you know you’re buying from reputable sellers! 

Start your search for repossessed motorcycles and see what you can find! 

repo motorcycle

Why February is the Best Time to Buy a Motorcycle

Are you thinking about buying a motorcycle in time for spring? February is the best month to buy a motorcycle! Regardless of whether you’re buying a new, used or repo bike, the signs point to making this purchase in February. And, we have to agree! At, we’re already seeing a great selection of motorcycles that were repossessed over the winter and are ready for a new owner. 

Below are the reasons why February is the best time to buy a new bike. 

February is a Short Month 

For starters, February is a short month at just 28 days. Motorcycle salesmen have quotas to reach, and they’re working with several less days compared to other months. This means they’re more motivated to cut a deal and sell you the bike you want. Not all sales commissions are structured in the same way, but it’s something to think about if you plan on buying from a dealership. 

It’s Not Good Riding Weather 

It’s still winter in February, and for many parts of the country, this means snow, ice and frigid temperatures. Definitely not the type of weather you want to be riding a motorcycle in! Because of this, motorcycle prices are often lower in the winter because people aren’t thinking about buying them. Previous-year models take some of the biggest price slashes as they don’t look as appealing during a short, cold month. 

Bikes are Defaulted on in the Winter

The winter months are tough on many people. It costs money to heat the home, pay for snow removal, purchase holiday gifts, attend holiday parties, etc. To top things off, some people work less in the winter (i.e., general contractors, roofers, landscapers). 

With money being tight and other expenses increasing, a motorcycle used for recreation is often one of the first things to go. The weather isn’t nice, so people aren’t taking their bikes out. By the time the bike is repoed and listed for sale on, it’s around February. 

Tax Returns are Coming 

The IRS gives employers until January 31st of each year to send out their W-2 forms so workers can file their tax returns. Once people have their returns, they can file their taxes and wait for their refund, which is often deposited straight into their bank account. With some extra cash on hand, some people are motivated to buy a new car or motorcycle. Spring is just around the corner and the extra cash makes it easier to cover a down payment or taxes and registration fees. 

Shop for Repo Bikes Today

At, it’s always a good time to buy a motorcycle! We have a great selection of previously owned vehicles that are being sold by banks, lenders and credit unions. Check them out today and find an affordably priced repo motorcycle in great condition! 

orange motorcycle

Don’t Get Burned: Tips for Buying a Repo Bike

Now that the weather is warming up and summer is just around the corner, many people have motorcycles on their brains. Riding a bike is far more enjoyable than being stuck in a car listening to the radio. You get to live in the moment and have more freedom on the road, plus save on fuel costs. 

If there’s a spot in your garage for a motorcycle, now is a great time to make the investment. The good news is that you can pick up a bike for a relatively low cost when you shop for repossessed and salvage bikes. Most online repo sites are still in full operation amid the coronavirus pandemic because everything is done online. 

To ensure you don’t get burned by a bad bike deal, here are some tips to follow. 

Know Who You’re Buying From 

To ensure you’re looking at true repossessions, be sure to shop with a legitimate seller like We maintain an active list of banks, lenders and credit unions selling repossessions. Dealerships and other online sites claim they sell repos, but usually, they purchase them at the discounted price and resell them to you for more. is great for do-it-yourselfers who aren’t afraid to hunt for a great deal. You’re cutting out the middleman and getting low prices, as well as the ability to negotiate a better deal. This is why we always recommend asking the banks for better loan terms and rates, as they’re often willing to incentivize repo buyers. 

Be Clear about What You Want 

As you shop for repo motorcycles, it’s helpful to know what you are willing to splurge on and what you aren’t. If you’re a beginner, you probably don’t need a new bike. Eventually, the bike will hit the pavement, so it’s best to get more comfortable riding before buying an expensive bike. For now, here are some questions to ask yourself: 

  • How do I plan on riding? Are you intending to use the bike for relaxing rides in the country? To get to and from work with less fuel? To show off to your bike-loving friends? 
  • Will anyone be riding with you? If so, you’ll want a motorcycle that has an extra seat. 
  • How much am I willing to spend? Motorcycles range in price from $500 to $25,000+. Decide how much you are comfortable spending. Keep in mind that repo bikes often require maintenance, so leave some room in your budget to cover it. 

Things to Watch for with Used Motorcycles 

When shopping for repo bikes on a site like, you’ll find all the information you need to make a decision. Narrow your search based on the features you’re looking for and the price you’re willing to pay. 

We always recommend doing an inspection or hiring someone to do an inspection before signing anything. Here are the things to look for in pictures and in person: 

  • Check for rust and scratches on the bodywork, tank, fenders and footpegs. Oxidized paint and a cracked seat indicate that the bike has been through a lot of use.
  • The chain should be clean and tight. A rusty, grimey chain indicates a lack of maintenance.
  • Inspect the engine and transmission for signs of oil seepage or leaks. The brake discs should also be smooth and clean. 
  • Start up the bike (if possible). It should emit little smoke. Beware of blue smoke or blue brake discs, as these are signs of abuse. 

Ready to ride off in style? Get yourself a motorcycle this summer with a budget you can afford at