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Horizons Federal Credit Union is a member-owned, Binghamton-based financial institution with products and services to meet all your financial needs. Since 1937, we have been helping our members through affordable loans, outstanding savings products, and excellent service.

Horizons FCU – formerly the U.S. Employees Federal Credit Union – was established in Binghamton in 1937 for postal employees. In the early years, only federal employees and their immediate families were allowed to join. Since that time our credit union has added smaller credit unions through the merger process.

The name was changed to Horizons FCU in 1999 to better identify us with our community and the diverse group we serve. In August 2000, Horizons FCU was granted a Community Charter, which allows any person who lives, works, worships, or attends school in – and businesses and other legal entities located in – Broome County, NY, to join Horizons FCU.


Contact Information

Phone Number: (607) 724-5876
Address: 120 Main Street Binghamton, NY 13905